There are several banks that offer this package namely Malaysia Industrial Development Finance Berhad, Affin Bank and Maybank.
Maybank Islamic Mikro
For those who self-employed, you should take a look into Maybank Islamic Mikro. I mean the financing amount is from RM3,000 to RM50,000 max. It has installment period of up to 5 years.
What Government Can Really Do To Help Malays
If the government remove special benefits of the Malays, will you survive?
Seriously, what would you do?
Continue reading “What Government Can Really Do To Help Malays”
Maybank My First Car Plan
If you are a fresh graduate, I think you would want this.
this scheme features
Maybank Trade Up Mortgage Loan
Maybank probably is the only bank to offer this. Trade up mortgage loan.
Most people have their dream home in their minds, and might even have come across it, but cannot afford it until they have sold off their current property.
Malaysia Fixed Deposit Rates
Let’s take a look at all the fixed deposits that are available in Malaysia.
| Bank | Product Name | Interest Rate | Term |
|---|---|---|---|
| Bank Rakyat | Bank Rakyat 5 Year Term Deposit | 4.30 | 5 years |
| Bank Rakyat | Bank Rakyat 2 Year Term Deposit | 3.85 | 2 years |
| Bank Muamalat | Bank Muamalat Malaysia 5 Year Fixed Term Deposit | 3.80 | 5 years |
| Affin Bank | Affin Bank Berhad 1 Year Fixed Term Deposit | 3.75 | 1 year |
| Bank Rakyat | Bank Rakyat 1 Year Term Deposit | 3.70 | 1 year |
| Bank Simpanan | Bank Simpanan Nasional 1 Year Term Deposit | 3.50 | 1 year |
| Bank Simpanan | Bank Simpanan Nasional 5 Year Term Deposit | 3.50 | 5 years |
| Bank Simpanan | Bank Simpanan Nasional 2 Year Term Deposit | 3.50 | 2 years |
| Bank Simpanan | Bank Simpanan Nasional 2 Year Term Deposit | 3.50 | 2 years |
| Bank Rakyat | Bank Rakyat 6 Month Term Deposit | 3.50 | 6 months |
| Bank Islam | Bank Islam 5 Year Fixed Term Deposit | 3.45 | 5 years |
| Bank Islam | Bank Islam 2 Year Fixed Term Deposit | 3.45 | 2 years |
| Maybank | Maybank 5 Year Fixed Deposit | 3.40 | 5 years |
| AmBank | AmBank 5 Year Fixed Deposit | 3.40 | 5 years |
| Bank Muamalat | Bank Muamalat Malaysia 2 Year Fixed Term Deposit | 3.40 | 2 years |
| CIMB | CIMB Bank 5 Year Fixed Deposit | 3.40 | 5 years |
| CIMB Islamic | CIMB Islamic Malaysia 5 Year Islamic Fixed Deposit | 3.40 | 5 years |
| Bank Rakyat | Bank Rakyat 3 Month Term Deposit | 3.38 | 3 months |
| Bank Muamalat | Bank Muamalat Malaysia 1 Year Fixed Term Deposit | 3.35 | 1 year |
| Bank Islam | Bank Islam 1 Year Fixed Term Deposit | 3.35 | 1 year |
| Bank Rakyat | Bank Rakyat 1 Month Term Deposit | 3.30 | 1 month |
| Bank Muamalat | Bank Muamalat Malaysia 6 Month Fixed Term Deposit | 3.25 | 6 months |
| RHB | RHB 1 Year Fixed Deposit | 3.15 | 1 year |
| Affin Bank | Affin Bank Berhad 6 Month Fixed Term Deposit | 3.15 | 6 months |
| AmBank | AmBank 1 Year Fixed Deposit | 3.15 | 1 year |
| Bank Islam | Bank Islam 6 Month Fixed Term Deposit | 3.15 | 6 months |
| Bank Muamalat | Bank Muamalat Malaysia 3 Month Fixed Term Deposit | 3.15 | 3 months |
| Bank Simpanan Nasional | Bank Simpanan Nasional 6 Month Term Deposit | 3.15 | 6 months |
| Maybank | Maybank 1 Year Fixed Deposit | 3.10 | 1 year |
| RHB | RHB 6 Month Fixed Deposit | 3.10 | 6 months |
| Public Islamic | Public Islamic Bank 1 Year Fixed Term Deposit | 3.10 | 1 year |
Property Financing-i (Tawarruq) – Baiti Home Financing Review
Let’s take a look at Bank Islam’s property loan which is Property Financing-i (Tawarruq).
It has financing of up to 90%
Continue reading “Property Financing-i (Tawarruq) – Baiti Home Financing Review”
BSN MyAuto-i Review
So basically you’ll have a competitive profit rate with BSN MyAuto-i.
You can pay through any BSN branches nationwide with margin of financing of RM25k to 90% of the selling price.
Complete List of Car Loans in Malaysia
this is where I list all car loans in Malaysia
| Loan Name | Interest Rate (% Per Annum) |
|---|---|
| BSN MyAuto-i | 2.55 |
| KFH Automobile Ijarah-i | 2.75 |
| BSN Hire Purchase | 2.8 |
| BSN Hire Purchase-i | 2.8 |
| Affin Bank Conventional Hire Purchase | 2.92 |
| Affin Islamic Hire Purchase-i | 2.92 |
| Bank Islam GradHitz Vehicle Financing-i | 3 |
| AmBank AmAUTOMate | 3.05 |
| AmBank Islamic Arif Hire Purchase-i | 3.05 |
| Hong Leong Mach Cruise Control Car Loan | 3.1 |
| RHB Hire Purchase | 3.18 |
| RHB Vehicle Financing-i | 3.18 |
| Hong Leong Auto Loan | 3.24 |
| Hong Leong Islamic Auto Financing-i | 3.24 |
| Bank Islam Vehicle Financing-i | 3.25 |
| CIMB Hire Purchase | 3.25 |
| CIMB Hire Purchase-i | 3.25 |
| Alliance Hire Purchase | 3.28 |
| Alliance Islamic Hire Purchase-i | 3.28 |
| Public Bank Aitab Hire Purchase-i | 3.31 |
| Maybank Al-Ijarah Thumma Al-Bai | 3.4 |
| Maybank Hire Purchase | 3.4 |
| Maybank My First Car Loan | 3.4 |
| Bank Muamalat Hire Purchase-i | 4 |
| Al-Rajhi Automobile Financing-i | 4.4 |
| Bank Rakyat Superbikes Financing-i | 5 |
| Al Rajhi Superbike Financing-i | 6 |
Complete List of Housing Loans in Malaysia
| Loan Name | Interest Rate (% per annum) |
|---|---|
| HSBC HomeSmart | 4.35 |
| Citibank Housing Loan | 4.4 |
| Citibank FlexiHome Loan | 4.5 |
| AmBank Home Link | 4.25 |
| AmBank Home Loan | 4.25 |
| Alliance Bank Conventional Home Loan | 4.32 |
| Maybank Maxi Home | 4.35 |
| Bank Islam Baiti Home Financing | 4.2 |
| Bank Islam Wahdah Home Financing | 4.2 |
| Public Bank 5 Home Plan | 4.22 |
| Public Bank MORE Plan | 4.22 |
| AmBank Islamic Home-i | 4.25 |
| AmBank Islamic HomeLink-i | 4.25 |
| Maybank Commodity Murabahah Home Financing-i | 4.25 |
| Maybank Maxi Home Flexi Loan | 4.35 |
| Public Bank ABBA HomeSave Financing-i | 4.35 |
| Alliance Bank i-Wish Home Financing-i | 4.37 |
| UOB iNTELLIGENT Home Loan | 4.38 |
| Bank Rakyat Home Financing-i PR1MA | 4.43 |
| Affin Bank Home Flexi Plus | 4.5 |
| Public Bank Home Equity Financing-i | 4.52 |
| Affin Bank Home Solution Plus | 4.55 |
| BSN GIRO Home | 4.55 |
| OCBC Standard Housing Loan | 4.55 |
| RHB My1 Full Flexi Home Loan | 4.55 |
| KFH Ijarah Mawsufah Fi Al-Zimmah Asset Acquisition Financing-i | 4.59 |
| KFH Ijarah Muntahiah Bi Al-Tamlik Asset Acquisition Financing-i | 4.59 |
| Affin Credit Plus | 4.6 |
| Hong Leong Islamic CM Flexi Property Financing-i | 4.6 |
| Maybank Commodity Murabahah Shophouse Financing-i | 4.65 |
| RHB Equity Home Financing-i | 4.65 |
| RHB My1 First Home Loan | 4.65 |
| Affin Extra Plus | 4.66 |
| Al Rajhi Structured Home Financing-i | 4.7 |
| Affin Bank My First Home Scheme | 4.75 |
| Affin Extra Plus-i | 4.75 |
| Bank Rakyat Home Financing-i Manzili Selesa | 4.75 |
| Hong Leong Housing Loan | 4.75 |
| Hong Leong Mortgage Plus | 4.75 |
| ICBC Home Loan | 4.75 |
| Bank of China Housing Loan | 4.8 |
| OCBC Al-Amin Manarat Home-i | 4.8 |
| Public Bank ABBA Financing-i Home Loan | 4.92 |
| BSN MyHome | 4.95 |
| BSN MyHome-i | 4.95 |
| CIMB Flexi Home Financing-i | 4.95 |
| Citibank Homecredit | 4.95 |
| AIA Fixed Rate Home Loan Package 1 | 4.99 |
| Bank Rakyat Home Financing-i My 1st Home Scheme | 5.03 |
| Affin Tawarruq Home Financing-i | 5.05 |
| Bank Muamalat Home Financing-i | 5.05 |
| CIMB HomeFlexi Smart | 5.05 |
| CIMB HomeFlexi Smart-i | 5.05 |
| CIMB HomeLoan | 5.05 |
| CIMB My First Home Scheme | 5.05 |
| CIMB Variable Home Financing-i | 5.05 |
| Bank Rakyat Home Financing-i Zero Entry Cost | 5.18 |
| CIMB Term Financing-i | 5.35 |
| AIA Fixed Rate Home Loan Package 2 | 5.39 |
| Al Rajhi Business Premises Financing-i | 6.4 |
| Al Rajhi Home Financing-i | 6.4 |
| BSN MyHome Youth Housing Scheme | 6.95 |
| BSN MyHome-i Youth Housing Scheme | 6.95 |